NDIS Property Investment: Higher Returns Plus Social Impact
Explore the opportunity to diversify your portfolio with Specialist Disability Accommodation (SDA) properties delivering government-backed income and strong yields.
NDIS Investment Property: What You Need to Know (Why Consider NDIS Property Investment).
For experienced investors who’ve built equity in standard residential property, finding the next opportunity is often about balancing risk and return.
NDIS property—specifically SDA housing—offers:
✅ Potential for significantly higher rental yields (8–15% gross)
✅ Government-backed payments via the NDIS scheme
✅ Long-term leases with quality providers
✅ The chance to deliver meaningful social impact
This is not the standard suburban rental. It’s a specialised property strategy designed to serve Australians living with disability, while also delivering premium cash flow to qualified investors.
What Is Specialist Disability Accommodation (SDA)?
Specialist Disability Accommodation (SDA) is purpose-built housing designed for people with extreme functional impairment or very high support needs.
Key points:
-
Part of the NDIS (National Disability Insurance Scheme)
-
Strict design standards to ensure accessibility and quality
-
Funded in part by the government via participant plans
-
High demand in many urban and regional areas
As an investor, you own the property and lease it to an SDA provider or directly to NDIS participants.

The Investment Opportunity – Higher Returns, Government-Backed Income
Standard residential rentals in capital cities often yield 3–4% gross. In contrast, NDIS SDA properties can deliver significantly higher yields.
✅ Typical SDA yields can range from 8% to 15% gross
✅ Payments are backed by the Federal Government via the NDIS
✅ Long lease terms (often 5–10 years) reduce vacancy risk
It’s an opportunity for investors with $500,000+ in equity to diversify beyond typical housing or commercial property.
But it’s not for everyone. The returns come with complexity and risk—something we help our clients understand fully before committing
Risks and Considerations (This Is Not for Everyone)
We’re not here to sugarcoat it. SDA investing carries genuine risks:
⚠️ Tenant risk – Participants must qualify and want to live in your property
⚠️ Specialist design requirements increase build cost
⚠️ Longer lead times for approvals, construction, and leasing
⚠️ Funding and payment rules can change over time
⚠️ Not all locations have sustainable demand
We work with investors to assess feasibility carefully and avoid “cookie-cutter” approaches.
How It Works
Investing in NDIS property typically follows these steps:
-
Assessment – We analyse your goals, equity, borrowing capacity, and risk appetite.
-
Location Research – Identifying high-demand SDA locations, avoiding oversupplied markets.
-
Provider Partnerships – Aligning with quality SDA providers for tenant placement.
-
Design and Build – Working with specialist builders to deliver compliant housing.
-
NDIS Registration and Lease – Ensuring the property meets all requirements and is leased to approved participants.
-
Ongoing Management – Managing the property for stable, long-term returns.
Case Study (Our own NDIS investment)
Example:
-
2-bedroom + carer SDA house in WA (40km out of Perth)
-
Total investment: $800,000 (Land bought in Oct 2023)
-
Annual gross rent (NDIS payments): ~$150,000
-
Approximate gross yield: 18.75%
Important: Returns vary widely based on participant (tenant) availability, location, build type, participant needs, and demand.
We model conservative scenarios and help you understand best and worst cases before you commit.
Why Work with Us
We help sophisticated investors:
✅ Navigate complex SDA rules and funding structures
✅ Select viable locations and avoid poor-demand areas
✅ Access vetted builders and SDA providers
✅ Structure finance to leverage your existing equity effectively
✅ Build a portfolio with long-term, government-backed income
Our goal is to give you real guidance, not just sell you a property.
Next Steps
Ready to learn more?
If you’re an experienced investor with $500k+ in equity and want to explore SDA property properly, let’s talk.
👉 [Book Your Free Strategy Call]
We’ll discuss:
✅ Your goals and risk appetite
✅ Suitable locations and build types
✅ Financing options
✅ Whether NDIS property really fits your strategy
Disclaimer
The information on this page is general in nature and does not constitute financial advice. We recommend you seek independent financial, tax and legal advice to assess the suitability of any investment strategy for your circumstances.
Can be very lucrative and profitable. If you get it right…. And getting it right is the key. If there is one thing I would like you to remember it is this: Before you jump in, make sure you take professional advice. I have seen too many people with an investment property 5 years down the track that has not increased in value and no significant rent increase. That becomes a noose, not an asset. Here is my (by no means exhaustive) list of questions I recommend you ask.
-
About the area:
Am I buying in the right area/what makes this the right area. Am I buying the right type of property for that area. Am I buying for the right demographic in that area. Am I buying for the right price in that area. What infrastructure plans have been committed to (not just planned!) for the area.
-
Statistics:
What is the supply/demand situation for this type of property. What is the job/employment forecast. What is the vacancy rate for this type of property.
-
Strategy:
What timeframe am I holding the property for. What is my exit strategy. When/if I sell, who is my most likely buyer. How should I structure my finances. Which bank/lender is right for me. Am I getting all my tax benefits. What will my cashflow be.