Reverse Mortgage
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Reverse mortgage calculator
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Would you like a more comfortable retirement?

Then maybe a reverse mortgage is what you need. This type of mortgage allows people aged 60 or over to use some of the equity in their home (this is the difference between your home value and your mortgage). The money from the mortgage can be used for a wide range of reasons. From every day living expenses to renovations or modifications to your home to a new car or generally a more comfortable retirement.

Importantly, with a reverse mortgage you continue to own and live in your home.

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Download your free "Reverse Mortgage FAQ's" or "Reverse Mortgage Myths".


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    Here are some reasons to consider a Reverse Mortgage:

    A reverse mortgage is not based on your income or ability to repay the loan. Instead, it is based on the equity of your home and by tapping into that equity it provides funds you can use to make life more comfortable financially. The home remains yours, there is no obligation to sell and you get to chose whether to make repayments or not. Also:

    • You get to stay in your home and enjoy the people and community you know and feel comfortable with
    • You can make modifications to your home to increase the comforts of living in your own home
    • You’ll remain the owner of your home, benefitting from any potential increase in property value
    • You can stay in your home for as long as you choose
    • The loan facility has no requirement to make repayments until the end of the loan (which is usually when you sell the house or move into an aged care facility or pass away)
    • You are allowed to make repayments. The loan has a variable interest rate which means you can make repayments if you prefer
    • You can access the funds you need, either via an upfront lump sum, a regular payment option or a reserve fund
    • The amount you can borrow depends on factors, such as your age, location and property value

    Would you like to find out what your options are?

    We offer a free initial consultation to answer your questions and help you understand what is possible for you.

    Click the button below to make a booking.

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    Not ready to book a call?

    Download our free "Reverse Mortgage FAQ's" or "Reverse Mortgage Myths".

    This booklet helps you with the following questions:

    1) What is a reverse mortgage?

    2) How does it benefit me?

    3) Am I eligible?

    4) Will I remain in control of my property?

    5) Will I have anything left at the end of the mortgage or will the loan be more than the value of my house?

    6) Is seniors finance is right for me?