Some of the savings we have achieved for our clients

John from Baulkham Hills

-$200 per month saved-

John had a Mortgage on an investment property as well as a home loan. The investment loan had seen some rate increases which John had not noticed. But when the interest only period ended John felt the pinch. His monthly repayments on the investment loan now totaled $1950/m and it was time to do something about it.

We quickly realised John had done well. Both loans were with good banks. By simply talking to the right people in the bank and making the appropriate changes to structure and product we saved John $200/m. The process took a week and John’s cash flow was back under control.

Lyn from Cranebrook

-$1,634 per month saved-

Lyn had two properties, financed over two banks and four mortgages. Over the years, the rates had crept up, two fixed rates had ended and interest only periods had reverted to principal and interest.  Both properties were originally purchased as owner-occupied but were now leased. The debt structure was no longer optimum, and her monthly cost had increased.

We assessed her situation, and refinanced with a different bank and a new structure.  She is saving $1,600 a month, with the result that her properties are now positively geared and generating income every month.

Our customers love our service and attention to detail.

Why not request an obligation free loan review and let us work out how much you can save?

Request A Review

Serg & Denise from Camden

-$2,965 per month saved-

Serg and Denise had a Mortgage on their home and 5 equipment/car loans. Monthly repayments totaled $6,080/m. Cash flow was a struggle and it felt like they were making no progress on any of the debts…..

After looking at affordability, available equity and their plans, we recommended a debt consolidation loan with two splits that allowed them to save almost $3,000/m, help them pay off the equipment debt in the next 5 years AND save them $20,800 in interest over the next 5 years.

7Steps- Download book

Free Instant Download

7 Easy Steps to Mortgage Freedom

Learn how to be mortgage free sooner. How you can take the same simple steps as hundreds of our customers and accelerate your journey to financial freedom. Become mortgage free in just 7 years – without scrimping and saving or making lots of extra repayments.

    How can we help you?

    What people say about us

    Erik from Micah was a pleasure to work with. He stepped me through the whole process of arranging mortgage finance – looking at the features I’d need, finding the alternative offerings from each bank so I could select the one best suited, negotiating a better interest rate than the bank’s standard one, working with my conveyancer … everything from start to finish. He made the process simple and helped out when trouble-shooting was needed. I have no hesitation in recommending Erik & Micah, am very happy with the service they have provided.

    Andrew - Sydney, Google review

    Erik was amazing, would not have got the outcome needed without his dilligent, can do, relentless hard work. Erik is very smart and knows the industry in which he works, to his customers success and prosperity. Thank you.

    Stephen Woodroff, Google review

    Helped me figure out exactly what is needed to calculate my home loan rate.

    Eric Semwenda, Google review

    Great company, spot on advice, highly recommended!

    Kirk Burgess, Google review

    Eric has taken me out from a few sticky situations over the years . When banks fail Eric comes to rescue. Eric is highly precessional and is a solution finder. His can do attitude gets customer the best results. Highly recommended.

    Arvinder Dhanota, Google review

    I have worked with Erik for some years a while ago and found that he is a person of honesty and integrity .He is a great communicator and clearly explains everything to the client in a way that you can easily understand.

    Brad Fenton, Google review
    Peter Driscoll, Finance au