Some of the savings we have achieved for our clients

John from Baulkham Hills

-$200 per month saved-

John had a Mortgage on an investment property as well as a home loan. The investment loan had seen some rate increases which John had not noticed. But when the interest only period ended John felt the pinch. His monthly repayments on the investment loan now totaled $1950/m and it was time to do something about it.

We quickly realised John had done well. Both loans were with good banks. By simply talking to the right people in the bank and making the appropriate changes to structure and product we saved John $200/m. The process took a week and John’s cash flow was back under control.

Lyn from Cranebrook

-$1,634 per month saved-

Lyn had two properties, financed over two banks and four mortgages. Over the years, the rates had crept up, two fixed rates had ended and interest only periods had reverted to principal and interest.  Both properties were originally purchased as owner-occupied but were now leased. The debt structure was no longer optimum, and her monthly cost had increased.

We assessed her situation, and refinanced with a different bank and a new structure.  She is saving $1,600 a month, with the result that her properties are now positively geared and generating income every month.

Our customers love our service and attention to detail.

Why not request an obligation free loan review and let us work out how much you can save?

Request A Review

Serg & Denise from Camden

-$2,965 per month saved-

Serg and Denise had a Mortgage on their home and 5 equipment/car loans. Monthly repayments totaled $6,080/m. Cash flow was a struggle and it felt like they were making no progress on any of the debts…..

After looking at affordability, available equity and their plans, we recommended a debt consolidation loan with two splits that allowed them to save almost $3,000/m, help them pay off the equipment debt in the next 5 years AND save them $20,800 in interest over the next 5 years.

Kirsty Y, Winmalee NSW

-Refinance and cash out-

“I highly recommend Erik as a mortgage broker. He is very friendly, incredible efficient and explains things in terms you can understand. He makes it easy.”

Eliza & Adam S, Penrith NSW

-Refinance and $900/m savings whilst on maternity leave-

“We were introduced to Erik Through a real estate agent when we were thinking of selling our house as we were struggling to make the payments after having a baby. Erik sat down with us and showed us how a refinance would save us $900/m! We are so pleased we don’t have to sell our home and will even be able to save to go on a holiday. Erik is knowledgeable, friendly and understanding. We couldn’t be happier!”

Janette L, Cranebrook NSW

-Buying first investment property-

“Erik not only helped us achieve our goal – he was an integral part of it. His service was fabulous and I highly recommend him. I had my car loan and home loan recently and on both accounts was very impressed!

John& Veronika A, Fairfield NSW

-Refinance, $1,630 per month savings plus $10,000 cashback-

“Thanks Erik, Again a great job on our loans. Veronika”

Tyler M, Winmalee NSW

-Buying first investment property-

“Erik has helped us over the last few years with 2 mortgages, he provides a friendly and professional service. I will definitely be contacting Erik in the future when I am ready for the next investment property.”

Elizabeth D, Glenmore Park NSW

-Refinance-

“We have now had Erik assist us for two purchases & a refinance he is always contactable always helpful & always knowledgeable about what is available. Cannot recommend him enough. Thank you Erik! I am happy for potential clients of yours to contact me to confirm my thoughts if needed”

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What people say about us

Erik from Micah was a pleasure to work with. He stepped me through the whole process of arranging mortgage finance – looking at the features I’d need, finding the alternative offerings from each bank so I could select the one best suited, negotiating a better interest rate than the bank’s standard one, working with my conveyancer … everything from start to finish. He made the process simple and helped out when trouble-shooting was needed. I have no hesitation in recommending Erik & Micah, am very happy with the service they have provided.

Andrew - Sydney, Google review

Erik was amazing, would not have got the outcome needed without his dilligent, can do, relentless hard work. Erik is very smart and knows the industry in which he works, to his customers success and prosperity. Thank you.

Stephen Woodroff, Google review

Helped me figure out exactly what is needed to calculate my home loan rate.

Eric Semwenda, Google review

Great company, spot on advice, highly recommended!

Kirk Burgess, Google review

Eric has taken me out from a few sticky situations over the years . When banks fail Eric comes to rescue. Eric is highly precessional and is a solution finder. His can do attitude gets customer the best results. Highly recommended.

Arvinder Dhanota, Google review

I have worked with Erik for some years a while ago and found that he is a person of honesty and integrity .He is a great communicator and clearly explains everything to the client in a way that you can easily understand.

Brad Fenton, Google review
Peter Driscoll, Finance au
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