What is pre-approval?
Pre-approval (or conditional approval) is an agreement from a lender that you’re eligible to apply for a loan up to a certain amount. We assess your position so you can confidently put in an offer on the home of your dreams.
- Know how much you can borrow so you can bid with confidence
- Faster path to unconditional approval
- Be seen as a serious buyer in the market
Apply for pre-approval when you’re ready to start house-hunting. Pre-approvals are good for 90 days and we can extend it for you if you need more time to search.
We’ll be in touch to help you through your home buying journey. Once you’ve found the property you want, our lending specialist team can easily help you turn your pre-approval into an unconditional approval. They’ll just need the contract of sale and we’ll arrange a property valuation.
Get a better deal now
To help you save on your repayments and pay off your loan sooner
Pay down your loan faster
Reduce your repayments with offset accounts and unlimited loan repayments.
Talk with a real person
Get help from a friendly member of our Australian-based team, 7 days a week
Get a quick decision
Apply online or talk to our specialists for a quick decision and easy application
