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#1 Finance choice for First Home Buyers
Helping first home buyers feel confident, clear, and in control — with honest advice, smart strategies, and a stress-free loan process from start to finish. It takes MORE than a pre approval to secure your first home in a competitive market Define, Find & Secure your first home with our proven strategy
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#1 Finance choice for First Home Buyers
Helping first home buyers feel confident, clear, and in control — with honest advice, smart strategies, and a stress-free loan process from start to finish. It takes MORE than a pre approval to secure your first home in a competitive market Define, Find & Secure your first home with our proven strategy
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#1 Finance choice for First Home Buyers
Helping first home buyers feel confident, clear, and in control — with honest advice, smart strategies, and a stress-free loan process from start to finish. It takes MORE than a pre approval to secure your first home in a competitive market Define, Find & Secure your first home with our proven strategy
Get personal consultation.
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Get personal consultation.
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We deliver finance solutions
We are a Sydney based mortgage broker helping (first) home buyers do 3 things
And we do this with minimum fuss and fast!
Get clear on your perfect property
How to find it
How to finance it
How to secure it
7 Easy Steps to Mortgage Freedom
Learn how to be mortgage free sooner. How you can take the same simple steps as hundreds of our customers and accelerate your journey to financial freedom. Become mortgage free in just 7 years – without scrimping and saving or making lots of extra repayments.

EXCELLENT Based on 104 reviews Posted on Luke Umback08/12/2025Trustindex verifies that the original source of the review is Google. Easy to work with we now have a new van and a new car coming plus or investment property were it all startedPosted on Suzie14/09/2025Trustindex verifies that the original source of the review is Google. Erik was great, kept me informed throughout and made the process so easy and efficient. Highly recommended.Posted on Thimotius Luntungan14/09/2025Trustindex verifies that the original source of the review is Google. We went with Erik based on strong reviews and have not been disappointed. Erik and team have worked closely with us to find the best lender for our circumstances, and he has always been responsive and kept us informed along the way.Posted on Lamhot Butarbutar18/08/2025Trustindex verifies that the original source of the review is Google. ERIK has been incredibly supportive, understanding and friendly throughout the whole process, from when first time My wife and I had enquiries regarding the best home loan for us all the way up to finally getting Refinance to step into Rental Investor. Erik and his team have been amazing every step of the way, and we can not recommend his services enough. He has always been very approachable and has made things so easy to understand, We look forward to re-financing with him in the future. If we could give higher than 5 stars, We most definitely would I will most definitely be recommending Micah Finace to family and friends. This is the second time my wife and I have used Erik services to refinance and purchase our 2nd(dual living) Property Investing. He explains everything, is really accommodating, and helps us move to a much better home loan product. From our initial consultation through to settlement, Erik provided clear guidance, timely updates, and his solution support. His expertise and dedication made the entire mortgage process seamless and stress-free. We are truly grateful for his assistance and would highly recommend his services to anyone seeking mortgage advice. My wife and i highly recommend Erik - Micah Finance. And now we going refinance our other property @ Betty and LamhotPosted on Abhishekh Suri08/08/2025Trustindex verifies that the original source of the review is Google. Genuinely do business again, whenever there is another opportunity. Great help, connecting people with different needs. Thank-you again and greatly appreciate for the help.Posted on A. O.01/08/2025Trustindex verifies that the original source of the review is Google. Erik was an instrumental help throughout the struggles of looking for a property in Sydney’s competitive market. For anyone investing in or buying a property, all of the processes are complicated and daunting, but especially for first homebuyers like ourselves. However, his assistance during the process was constant, thorough and accessible even for people with no previous experience. With his guidance and advice, we felt well-informed and equipped to move forward with each step of securing a loan. Erik is a great individual to correspond with as he communicates clearly and in a timely manner, offering excellent and professional support. Thanks to his efforts, my family have now secured a property that we are very pleased with, and we will continue to be grateful for the work that he put in from the beginning of the process until the end. Cheers, Erik, for the pain free loan process.Posted on Taj Al-Thifairy19/07/2025Trustindex verifies that the original source of the review is Google. Erik was a huge help in purchasing my first home, he made the process very easy to understand. He and his team always gave prompt responses and were really helpful!Posted on Olivia Reynolds02/06/2025Trustindex verifies that the original source of the review is Google. Thank you to Erik and his team for your support in my achieving a dream of being a First Home Buyer. It wasn’t easy but we did it!Posted on Adam Knudsen13/05/2025Trustindex verifies that the original source of the review is Google. Erik was amazing to work with. He helped us successfully purchase our first home. His knowledge was very impressive, and he explained everything to us in detail, which was very helpful as a lot of this process was new to us. He also went above and beyond and gave us some tips for the market, which were very helpful. We ended up with a great deal and a great home. Many thanks, Erik.Posted on Cris Yelds10/04/2025Trustindex verifies that the original source of the review is Google. Very helpful and patient. Went beyond to help me.
Customer reviews
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Erik from Micah was a pleasure to work with. He stepped me through the whole process of arranging mortgage finance – looking at the features I’d need, finding the alternative offerings from each bank so I could select the one best suited, negotiating a better interest rate than the bank’s standard one, working with my conveyancer … everything from start to finish. He made the process simple and helped out when trouble-shooting was needed. I have no hesitation in recommending Erik & Micah, am very happy with the service they have provided

Andrew
Erik was amazing, would not have got the outcome needed without his dilligent, can do, relentless hard work. Erik is very smart and knows the industry in which he works, to his customers success and prosperity. Thank you.

Stephen Woodroff
Eric has taken me out from a few sticky situations over the years . When banks fail Eric comes to rescue. Eric is highly precessional and is a solution finder. His can do attitude gets customer the best results. Highly recommended.

Arvinder Dhanota
I have worked with Erik for some years a while ago and found that he is a person of honesty and integrity .He is a great communicator and clearly explains everything to the client in a way that you can easily understand

Brad Fenton
Helping our clients create income for life
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We’re In Business
15+ years
Completed Successfully
350+ projects

Get personal consultation.
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